Your financial data belongs to you — not a server farm in another state.
Stash runs entirely on your Windows PC. There is no cloud sync, no account to create, no data leaving your machine. Ever.
What's Inside
Everything you need. Nothing you don't.
Built for people who want to actually understand their money — not just track it.
Bills & Account Tracking
Track every bill with automatic status updates — Active, Pending, Overdue, or Paid. Auto-advances due dates on recurring bills so you never have to think about it.
Credit Card Hub
Dedicated hub for all your cards. Utilization bars, statement payment flow, and a full view of which services charge through each card — including wallet chains like PayPal.
Wallet Tracking
Model real-world payment chains — Netflix bills PayPal, PayPal bills Chase. Stash follows the chain so your credit card hub shows true load including indirect charges.
Savings Goals
Set goals with target amounts and deadlines. Track contributions over time. See projected completion dates based on your current pace.
Budget Planning
Set monthly limits by spending category. Visual progress bars show where you stand. A badge on the nav warns you the moment any category goes over.
PDF Reports & Statements
Generate branded monthly statements and stats reports as PDFs — ready to print, save, or share. All generated locally, no upload required.
OCR Bill Scanning
Scan a photo or PDF of a bill and Stash extracts the name, amount, and due date automatically. Supports JPG, PNG, and PDF files.
Encrypted Backups
Back up your entire Stash database to an encrypted file using AES-256-GCM. Restore it on any Windows machine. Your password, your keys.
Dark Mode + 6 Accent Colors
Full dark and light mode with six accent color presets. Stash looks premium regardless of your preference — ocean, forest, sunset, rose, violet, or slate.
Scan from Phone
Snap a bill or receipt with your phone camera — no app to install. Stash generates a QR code, your phone browser handles the rest, and the photo lands straight in the OCR scanner.
Net Worth Tracking
Watch your net worth move over time across every account, loan, and card — one number that tells you if you're actually getting ahead.
Funding Chain Visualization
See exactly how a bill gets paid — Netflix charges PayPal, PayPal draws from Chase — mapped end to end instead of buried in account notes.
Bank Statement Import
Import a whole bank or credit card statement at once. OCR reads every line, you review and correct in an editable table, and dozens of transactions land in seconds — nothing is ever auto-submitted.
Transactions Ledger
A bank-statement-style record of what actually happened — bill payments, expenses, and income merged into one chronological money-in, money-out feed with monthly net totals.
Interactive Reports
Spending donuts, category trends, net worth, and budget-vs-actual charts. Click any slice or bar to jump straight to the filtered transactions behind it.
App Preview
Built to look as good as it works.
Every screen is designed with the same care as the features behind it.
Dashboard
Safe to Spend Today
$1,287.44
After 3 unpaid bills ($412.00) due before your next paycheck (Jul 15)
Opening Balance ✓ Verified
$2,450.00
Income
$3,120.00
Expenses
$1,834.20
Reports
Spending by Category
6M12M
Food & Dining$486.20
Shopping→ view expenses
Transport$212.50
Subscriptions$164.93
Health$98.00
Click any bar to drill into its transactions
Pricing
One price. Forever.
No subscription. No renewal. No account. Pay once and Stash is yours — including all future updates to your version.
Be first to know when Stash — or anything else from Swangentic — is ready.
About Swangentic
Software built with intention.
Swangentic is an independent software studio focused on building tools that respect your time, your data, and your intelligence.
We don't build software to harvest data or lock you into subscriptions. We build software that does one thing well, runs where you need it, and stays out of your way — the same standard we hold for the tools we use ourselves, every day.
Stash is the first thing we've built polished enough to share. It won't be the last.
100%
Offline — no data ever leaves your device
0
Subscriptions, accounts, or logins required
v3.0
Current release · Windows 10/11
FAQ
Questions answered.
Yes — completely. Stash stores everything locally on your own machine. There is no server, no cloud sync, no analytics, and no outbound network requests. The app works with no internet connection at all. Your data never leaves your PC.
Use Stash's built-in encrypted backup feature (Settings → Backup) to create a password-protected backup file. Save that file to an external drive, USB stick, or anywhere you choose. On a new machine, install Stash and restore from the backup — your data comes back exactly as it was.
Yes — you pay once for the current major version and receive all updates to that version at no extra cost. If a major new version is released in the future, existing customers will be offered an upgrade path at a discounted price.
Stash runs on Windows 10 and Windows 11, 64-bit. It is packaged as a standard Windows installer (.exe) and installs like any other desktop application. No administrator rights are required to run it after installation.
No — and that's by design. Stash does not connect to any external services. You enter your own data manually or by scanning bill images with the built-in OCR scanner. This keeps your banking credentials completely separate from the app.
Not currently — but the full feature list is documented on this page, and if you have any questions before purchasing you can reach us at swanny@swangentic.com. We want you to be confident before you buy.
Windows 10/11 · 64-bit
Ready to own your finances?
One download. One payment. Your data, on your machine, forever.